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Non-QM Wholesale Products
No Income/No Ratio
Owner Occupied Only
Min Fico 680
LTV to 80%
LA to $3,000,000
Alt Doc
Min Fico 620
LTV to 90%
12 or 24 Month Bank Statements
1 or 2 yr 1099
P&L Only
DSCR
Min Fico 620
LTV to 85% (1-4 Units)
LTV to 75% (5-10 Units)
LTV 75% (2-8 Unit Mixed Use)
No Employment on 1003
Low and No Ratio
Foreign National Loans
No Score Needed
LTV to 80%
Full Doc, Alt Doc or DSCR
Second Home or Investment Property
Closed End Seconds
Min Fico 680
LA to $750,000
Full Doc, Alt Doc, P&L, WVOE or DSCR
Max CLTV 90%
Exception Based Lending
40% of our pipeline at Foundation Mortgage has at least one exception on it. We love to make loans work!
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